COMBINE EVERY TERM

Cumulative GPA Calculator

Add the GPA and credit hours from each semester, year, or school. The calculator combines them into one credit-weighted cumulative GPA.

Free to use · No sign-up · Updated July 26, 2026
Live result
3.44GPA
Cumulative

45 total credits

Across 3 terms

Term-by-term breakdown

Credit-weighted contribution to your cumulative GPA

TermGPACreditsQuality points
Term 13.401551.00
Term 23.701659.20
Term 33.201444.80
HOW CUMULATIVE GPA WORKS

A credit-weighted average of every term

Cumulative GPA is not a simple average of each term's GPA — it is credit-weighted. Multiply each term's GPA by its credit hours to get that term's quality points, add the quality points across every term, then divide by total credit hours attempted across your entire academic career.

Why a 12-credit semester and an 18-credit semester count differently

A term with more credit hours contributes more quality points to the cumulative total, so a strong GPA in a heavy course load raises cumulative GPA more than the same GPA in a light course load. This is also why one bad semester matters less as total credit hours accumulate over time.

Combining GPA across high school and college

High school and college GPA are calculated and reported separately — colleges do not merge a high school GPA into a college transcript's cumulative GPA. Use this calculator to combine multiple college semesters, or multiple high school years, but not the two together.

Repeating a course and cumulative GPA

If your school replaces a repeated course's original grade in GPA calculations, recalculate that term's GPA with the updated grade before entering it here. If your school averages both attempts instead, include both grades in the term where each was originally earned.

Academic standing and cumulative GPA minimums

Financial aid, scholarship renewal, and academic probation policies are almost always based on cumulative GPA rather than a single term's GPA, since it reflects overall academic performance rather than one term's results.

COMMON QUESTIONS

Cumulative GPA FAQ

How is cumulative GPA different from semester GPA?+

Semester GPA covers only the courses in one term. Cumulative GPA combines the quality points and credit hours from every term you have completed into a single running average, which is what appears on an official transcript.

Do transfer credits count toward cumulative GPA?+

Policies vary. Many schools count transfer credit hours toward your degree but exclude the transfer institution's grades from your cumulative GPA, since that GPA was calculated under a different school's grading scale. Check your registrar's transfer credit policy.

How much can one bad semester lower my cumulative GPA?+

The effect depends on how many credit hours you have already completed. A rough semester early on, with few prior credits, moves cumulative GPA more than the same semester after you have accumulated 60+ credit hours, because the bad term is a smaller share of the total credit-weighted average.

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